Suggestion on How to avoid overspending and limit expenditures w/in one's budget

- List only the things that you need before shaping and buy only the things listed in your shopping list.

- Learn to use to substitute

- Avoid the company of friends who are spend thrifts

- Develop the habits of Window shopping to compare prices

- Avoid places u/c will entice you to buy things that you do not urgently needs

How are deficits avoided

- Develop the habits to live u/in one's means to avoid bad debts

- Determine effort to refrain from impulsive buying

- Encourage to increase one's income by engaging in income generating